BKS RiskMap Analysis Enhanced Contractor's Insurance Program

Artisan contractor leans on BKS construction team to fix programs contractual language.

Background and Context

Artisan contractor working in the commercial and residential space providing HVAC and Plumbing services and maintenance were concerned that their long-term broker relationship was on auto pilot.

The contractor engaged BKS with interest in some key resources that they knew they weren’t getting currently around proactive stewardship and claims advocacy.

Solutions and Tactics​

BKS Partners provided a RiskMap analysis for client and uncovered troublesome contractual language that diminished coverage for the client and opened them up to liability.

BKS introduced their Risk Mitigation Services Team to provide loss control and claims management and advocacy for client while also providing recommendations on the client’s Work Comp program.



Value and Lessons

  • Through the Risk Map property analysis BKS was able to uncover a large exposure for the client and worked with the current carrier through negotiation to change
    the contractual language to better cover client’s operations.
  • Strategic change to the Workers Comp program to an enhanced dividend program and partnership with BKS’ RMS team promotes better claims handling outcome.

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